Customized Plan Design and Effective Administration

From start to finish, we provide you with customized plans and technical support that help your client realize their short and long-term financial goals.

ERP supplies creative and practical solutions to all of your client’s retirement planning needs. We understand that both you and your client require and expect comprehensive solutions to short and long-term objectives for every aspect of their financial portfolio. Our actuarial valuation services are critical to choosing the right plan for each unique company and for maintaining the success of that plan.

All actuarial and retirement consulting firms are not the same. Actuaries typically use standard methods and assumptions or have difficulty communicating and customizing their approach to suit the unique needs, goals and circumstances of their clients. Our approach is different. We take a closer look at data, try alternative scenarios, and supply creative and flexible solutions. Our objective is to get the most out of the owner’s benefits and tax savings at nominal costs while providing valuable benefits to employees.

We offer plans to be used singularly or in combination – effectively employing the best benefits from each plan and creating a unique and appropriate pension strategy for your client. Our plans include:

• 401(k) Plans
• Profit Sharing Plans
• Safe-Harbor 401(k) Plans
• Defined Benefit Plans
• 401(k) Cash Balance Combination Plans – The pension for the 21st Century

ERP helps CPAs by designing a qualified retirement plan for clients who want to maximize their tax-deferred savings.

ERP offers comprehensive services to your client for the design, implementation and maintenance of all types of qualified plans. We expertly maximize tax-deferred savings while navigating recent changes in federal pension laws. Our actuarial team calculates the funding necessary to support the benefit structure in a defined benefit plan. This qualified plan then enables you to deduct employee contributions as business expenses for your client.

Realizing the value of time, we create and study options with you, making sure they match your client’s needs, before you present our recommended plan. Understanding the importance of trust, we act as a business partner to you and your client – maintaining consistent, protective, beneficial and quality services including:

• Defined Benefit Plans and Actuarial Services
• Defined Contribution Plans
• Executive Compensation Consulting
• Expert Testimony

ERP builds your customized retirement plan so that your plan is strictly compliant and you and your employees are effectively saving for retirement.

Our valuation services go beyond simple number crunching when we develop a relationship with you and your business. With a closer look at your unique needs and goals, and those of your personnel, we are able to create retirement plans that positively affect your bottom line – present and future. A program such as an Age Weighted Profit Sharing Plan is one example of a system that protects your company and competently benefits your employees.

With the constant addition of laws and regulations, such as the Pension Protection Act of 2006, ERP’s experience with pension law and regulations helps protect your company from liabilities and non-compliance that are critical to your business’ existence. ERP will update your plan with any new laws or regulations from a compliance perspective to be sure that it best meets the continuing objectives of the business. Our creative solutions are always financially secure and legally compliant.

Learn more about our team.